SmartCash is a convenient, safe, and secure mobile app offering cash and online cash loans to eligible users in Ghana. Build your credit line and lower interest rates by making timely repayments or completing in-app tasks to increase your credit limit. Access loans anytime, anywhere, through a completely online application process.

Eligibility requires being 18 years or older and a Ghanaian citizen with a regular income. Loans range from GHS 1,000 to GHS 50,000, with terms from 91 to 360 days and interest rates from 10% to 25% APR. There are no service charges. Your data is protected with 256-bit SSL encryption and will not be shared with third parties.

SmartCash App Advantages

• Convenience: Access cash loans anytime, anywhere, entirely online. No paperwork or physical visits required.
• Safety and Security: 256-bit SSL encryption protects your information. Your data privacy is guaranteed; it will not be shared.
• Credit Line Building: Improve your creditworthiness and access better loan terms by making on-time payments and completing tasks.
• Eligibility: Open to Ghanaian citizens aged 18 and above with a regular income.
• Loan Options: Choose from loans ranging from GHS 1,000 to GHS 50,000, with terms from 91 to 360 days and interest rates from 10% to 25% APR. No service charges.
• Simple Application: A quick and easy application process ensures timely fund disbursement.