Afterpay - Buy Now, Pay Later is a financial technology app that empowers users to make purchases and pay for them gradually in installments. It provides a flexible and convenient payment solution for both online and in-store shopping, allowing users to enjoy their favorite products right away while spreading out the cost—without paying interest or fees when payments are made on time. By partnering with a broad network of retailers, Afterpay offers access to a diverse range of products and services. With its intuitive interface and streamlined checkout experience, Afterpay - Buy Now, Pay Later transforms how people shop and manage payments.

Features of Afterpay - Buy Now, Pay Later:

• App-only shopping benefits: Access exclusive deals and discounts available only through the Afterpay app, giving you the chance to shop your favorite brands with added savings.

• Pay in 4 interest-free payments: Break down your purchase total into four equal, interest-free installments, making it easier to stay within budget.

• Flexible long-term payment options: Enjoy even greater flexibility by choosing to pay over 6 or 12 months for larger purchases, helping you better manage your finances.

• Exclusive app-only brands: Discover new and popular brands that are featured exclusively on the Afterpay platform.

FAQs:

Can I use Afterpay in stores?
Yes, Afterpay is accepted at numerous physical retailers, offering a seamless payment option for all types of in-person shopping experiences.

How do I manage my payment schedule?
Effortlessly adjust your payment plan, pause payments during returns, and track your order history directly from the Afterpay app.

How do I receive alerts for sales and price drops?
Enable push notifications within the app to stay informed about ongoing sales and price reductions on items you love.

App-Only Shopping Benefits

The Afterpay app delivers a unique and exclusive shopping experience tailored specifically for its users. You can browse and purchase from a wide selection of brands, split your purchase into four interest-free payments, and enjoy instant access to curated deals. The app supports both online and in-store shopping, enabling you to explore fashion, beauty, home goods, toys, tech, and more—all from one convenient platform.

Flexible Payment Options

Afterpay now offers extended payment plans, allowing you to pay over 6 or 12 months at select merchants. This feature is ideal for managing the cost of high-value purchases, giving you more control over your spending.

Exclusive Brands and Categories

With the Afterpay app, you gain access to exclusive brands and categories not found elsewhere. From fashion to electronics, discover unique products and limited-time offers. Plus, enjoy daily curated shopping guides and trend-focused content to help you stay ahead of the curve.

Manage Your Orders with Ease

Keep track of your current and past orders and payment history effortlessly. If needed, modify your payment schedule or temporarily pause payments when returning an item. For extra convenience, link your Afterpay account to Cash App and manage everything directly from there.

Stay Informed with Sale and Price Drop Alerts

Never miss out on a deal again. Enable Afterpay's push notifications to get real-time updates on sales and price drops for items you’ve saved. This ensures you always get the most value from your shopping experience.

In-Store Shopping with Afterpay

Shop confidently at physical stores using your Afterpay card, which can be added to your digital wallet. The app clearly displays your pre-approved spending limit, helping you stay within your budget while enjoying a smooth in-store checkout process.

Increase Your Spending Limit

Boost your purchasing power by consistently making timely payments through the Afterpay app. Afterpay rewards responsible financial behavior by potentially increasing your spending limit, helping you take advantage of more shopping opportunities.

24/7 Customer Support

Get instant support whenever you need it through Afterpay’s in-app customer service chat. Browse frequently asked questions or connect with a support agent at any time, ensuring assistance is always just a tap away.

Terms and Conditions

• To access the Afterpay app, users must accept the applicable Terms of Use and Privacy Policy. Eligibility requires users to be at least 18 years old, a U.S. resident, and meet additional criteria. In-store usage may require further verification. Late fees may apply. Full terms are outlined in the installment agreement. Loans provided to California residents are made or arranged under a California Finance Lenders Law license.

• The Pay Monthly program is issued by First Electronic Bank, Member FDIC. A down payment may be required, and APRs vary between 6.99% and 35.99%, based on eligibility and merchant. These loans are subject to credit approval and may not be available in all states. A valid debit card, accessible credit report, and acceptance of final terms are required to apply. Estimated monthly payments shown exclude taxes and shipping costs, which are added during checkout. Full terms are available on the Afterpay website.